In case you haven’t noticed, the first day of summer just passed. Don’t feel bad if you missed it because it seems to be getting harder to tell when spring ends and summer begins. A change of seasons is a great reminder to check things in your life like your air conditioning system. You’d [...]
According to a recent TIAA – CREF Institute study, those individuals that have some source of guaranteed income in retirement are 60% more likely to report higher retirement satisfaction. Both immediate and longevity annuities can provide a guaranteed income stream in retirement in exchange for a lump sum payment, yet the two work in different [...]
Those old Polaroid instant cameras were the epitome of high-tech back in the day. Think about it, before that you had to wait a week or so to get your pictures developed, and now here it was in the palm of your hand within mere seconds. That camera was like an instant party; you [...]
It’s the best time of the year for lots of sports fans, particularly those who love college basketball. More than 70 million brackets are filled out during The College Basketball Championships with everyone hoping they are this year’s expert, balancing said expertise with risk, reward, and future expectations. While perfection is unlikely (a 1 in [...]
Hopefully you’re ready to spring ahead because last weekend we moved the clocks forward for daylight savings time. Although it kind of feels like we’re losing an hour, nobody can argue with having those extra hours of daylight. Most everyone seems happier with more time in the sun. It signifies that winter is coming to [...]
Retiring early can be extremely challenging, but not impossible. You may be able to achieve your goal of an early retirement if you follow certain steps to help get you on the right path. However, it will require you to cut down on your expenses, increase your retirement savings, or find a combination of the [...]
“The first thing I’m going to do is sleep in, no more alarm clock!” That’s a common answer many people give when asked what they’ll do on their first day of retirement. And, it’s a pretty understandable response from someone who has been waking up to an alarm clock for the last 40 years or [...]
After first creating your retirement plan, you must constantly review your strategies to make certain that you stay on track toward achieving a safe and rewarding life in retirement. It’s important that you educate yourself and seek assistance from a trusted financial advisor to help achieve your personal retirement goals. In the end, planning your [...]
When was the last time you tried something new? Lately I’ve noticed a lot of people trying a new sport or hobby later in life, and finding enjoyment they never anticipated. From hiking to cooking, I come across plenty of people who are taking up new things and having a blast. People are throwing out [...]
After you pass, your debts, just like your assets, are left to your estate. It is important that you make sure that the assets you set to leave behind do not get eliminated entirely by your debts. Understanding debt and how each kind differs is important when developing your estate plan. One of the first [...]
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